Median home value: $346K (+1.5% YoY). Rent: $1,422/mo. Price-to-rent: 20.3x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$345,682
+1.5%
Rent$1,422/mo
AFFORDABILITYRenting $614/mo cheaper ($1,422 rent)6.00% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for Valparaiso.
$69,136 on $345,682
Stretch — 32.6% of income
Above 28% but manageable with cuts.
PITI$2,036
P/I32.6%
Afford$297K
Gap-$49K
P&I $1,658Tax $245Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing