The median home in Winona Lake, Indiana is valued at $289,362, up 3.2% year over year. Winona Lake is part of the Warsaw, IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$289,362

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Winona Lake.

Income (annual)

Down Payment

$57,872 on $289,362

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,801

P/I28.8%

Afford$281K

Gap-$8K

P&I $1,463Tax $205Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Indiana

Compare Winona Lake with other housing markets across Indiana.

Dune Acres$889K Clear Lake$747K Long Beach$720K Zionsville$661K Carmel$548K Michiana Shores$540K Ogden Dunes$467K Westfield$460K

Full Warsaw, IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Warsaw, IN metro.

View Warsaw, IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Winona Lake, IN