The median home in Cummings, Kansas is valued at $309,830, up 7.3% year over year. Cummings is part of the Atchison, KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Atchison, KS stress score, crash risk, and 12-month forecast →

Home Value$309,830

+7.3%

AFFORDABILITY

Enter your income for Cummings.

Income (annual)

Down Payment

$61,966 on $309,830

Stretch — 34.4% of income

Above 28% but manageable with cuts.

PITI$2,147

P/I34.4%

Afford$253K

Gap-$57K

P&I $1,567Tax $364Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kansas

Compare Cummings with other housing markets across Kansas.

Mission Hills$1543K Lake Quivira$902K Mission Woods$865K Leawood$748K Bucyrus$639K Westwood Hills$609K Fairway$594K Eastborough$473K

Full Atchison, KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Atchison, KS metro.

View Atchison, KS metro →

CUMMINGS, KS