Median home value: $274K (+0.3% YoY). Rent: $1,491/mo. Price-to-rent: 15.3x. Part of Wichita, KS.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Wichita, KS metro page.
Home Value$273,661
+0.3%
Rent$1,491/mo
AFFORDABILITYRenting $360/mo cheaper ($1,491 rent)6.00% 30yr, 20% down, county tax + KS ins. 28% per HUD.
Enter your income for Derby.
$54,732 on $273,661
Stretch — 29.6% of income
Above 28% but manageable with cuts.
PITI$1,851
P/I29.6%
Afford$259K
Gap-$15K
P&I $1,313Tax $322Ins $217
Home Buying Kit For Dummies (2025)Financing, negotiation, closing