The median home in Derby, Kansas is valued at $273,661, up 0.3% year over year. Typical monthly rent is $1,491, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Derby is part of the Wichita, KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$273,661

+0.3%

Rent$1,491/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Derby.

Income (annual)

Down Payment

$54,732 on $273,661

Example: $75,000 household income. Change it above to see your own.

Stretch30.8% of income

Above 28% but manageable with cuts.

PITI$1,922

P/I30.8%

Afford$249K

Gap-$24K

P&I $1,384Tax $322Ins $217

Renting $431/mo cheaper ($1,491 rent)6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kansas

Compare Derby with other housing markets across Kansas.

Mission Hills$1.54M Lake Quivira$902K Mission Woods$865K Leawood$748K Bucyrus$639K Westwood Hills$609K Fairway$594K Eastborough$473K

Full Wichita, KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wichita, KS metro.

View Wichita, KS metro

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Derby, KS