The median home in Derby, Kansas is valued at $273,661, up 0.3% year over year. Typical monthly rent is $1,491, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Derby is part of the Wichita, KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Wichita, KS stress score, crash risk, and 12-month forecast →
Home Value$273,661
+0.3%
Rent$1,491/mo
AFFORDABILITYRenting $431/mo cheaper ($1,491 rent)6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.
Enter your income for Derby.
$54,732 on $273,661
Stretch — 30.8% of income
Above 28% but manageable with cuts.
PITI$1,922
P/I30.8%
Afford$249K
Gap-$24K
P&I $1,384Tax $322Ins $217
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kansas
Compare Derby with other housing markets across Kansas.
Full Wichita, KS analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wichita, KS metro.
View Wichita, KS metro →