Median home value: $221K (+6.1% YoY). Part of Atchison, KS.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Atchison, KS metro page.
Home Value$221,463
+6.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + KS ins. 28% per HUD.
Enter your income for Effingham.
$44,293 on $221,463
Affordable — 24.6% of income
Under the 28% guideline.
PITI$1,539
P/I24.6%
Afford$252K
Room+$30K
P&I $1,062Tax $260Ins $217
Home Buying Kit For Dummies (2025)Financing, negotiation, closing