The median home in Gardner, Kansas is valued at $342,152, up 3.2% year over year. Typical monthly rent is $1,498, producing a price-to-rent ratio of 19x — near the national average of 18x. Gardner is part of the Kansas City, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$342,152

+3.2%

Rent$1,498/mo

AFFORDABILITY

Enter your income for Gardner.

Income (annual)

Down Payment

$68,430 on $342,152

Out of reach — 37.6% of income

Need $100,671/yr to afford.

PITI$2,349

P/I37.6%

Afford$255K

Gap-$87K

P&I $1,730Tax $402Ins $217

Renting $851/mo cheaper ($1,498 rent)6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kansas

Compare Gardner with other housing markets across Kansas.

Mission Hills$1543K Lake Quivira$902K Mission Woods$865K Leawood$748K Bucyrus$639K Westwood Hills$609K Fairway$594K Eastborough$473K

Full Kansas City, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kansas City, MO-KS metro.

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GARDNER, KS