City

HAYS, KS

Hays, KS

Median home value: $244K (+6.3% YoY). Part of Hays, KS.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Hays, KS metro page.

Home Value$243,662
+6.3%
AFFORDABILITY

Enter your income for Hays.

$48,732 on $243,662
Affordable — 26.8% of income

Under the 28% guideline.

PITI$1,672
P/I26.8%
Afford$255K
Room+$11K
P&I $1,169Tax $286Ins $217
6.00% 30yr, 20% down, county tax + KS ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Hays Housing Market | CrashWatch