The median home in Ottawa, Kansas is valued at $225,562, up 8.6% year over year. Ottawa is part of the Ottawa, KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$225,562

+8.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Ottawa.

Income (annual)

Down Payment

$45,112 on $225,562

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,622

P/I26%

Afford$243K

Room+$18K

P&I $1,141Tax $265Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kansas

Compare Ottawa with other housing markets across Kansas.

Mission Hills$1.54M Lake Quivira$902K Mission Woods$865K Leawood$748K Bucyrus$639K Westwood Hills$609K Fairway$594K Eastborough$473K

Full Ottawa, KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottawa, KS metro.

View Ottawa, KS metro

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