The median home in Troy, Kansas is valued at $124,135, up 10.3% year over year. Troy is part of the St. Joseph, MO-KS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$124,135

+10.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Troy.

Income (annual)

Down Payment

$24,827 on $124,135

Example: $75,000 household income. Change it above to see your own.

Affordable15.8% of income

Under the 28% guideline.

PITI$990

P/I15.8%

Afford$219K

Room+$95K

P&I $628Tax $146Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kansas

Compare Troy with other housing markets across Kansas.

Mission Hills$1.54M Lake Quivira$902K Mission Woods$865K Leawood$748K Bucyrus$639K Westwood Hills$609K Fairway$594K Eastborough$473K

Full St. Joseph, MO-KS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Joseph, MO-KS metro.

View St. Joseph, MO-KS metro

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Troy, KS