City

TROY, KS

St. Joseph, MO-KS

Median home value: $124K (+10.3% YoY). Part of St. Joseph, MO-KS.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, St. Joseph, MO-KS metro page.

Home Value$124,135
+10.3%
AFFORDABILITY

Enter your income for Troy.

$24,827 on $124,135
Affordable — 15.3% of income

Under the 28% guideline.

PITI$958
P/I15.3%
Afford$227K
Room+$103K
P&I $595Tax $146Ins $217
6.00% 30yr, 20% down, county tax + KS ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Troy Housing Market | CrashWatch