The median home in Bardstown, Kentucky is valued at $255,436, up 3.9% year over year. Typical monthly rent is $1,144, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Bardstown is part of the Bardstown, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$255,436

+3.9%

Rent$1,144/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Bardstown.

Income (annual)

Down Payment

$51,087 on $255,436

Example: $75,000 household income. Change it above to see your own.

Affordable26.3% of income

Under the 28% guideline.

PITI$1,641

P/I26.3%

Afford$272K

Room+$17K

P&I $1,292Tax $183Ins $167

Renting $497/mo cheaper ($1,144 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Bardstown with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Bardstown, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bardstown, KY metro.

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