The median home in Bardstown, Kentucky is valued at $255,436, up 3.9% year over year. Typical monthly rent is $1,144, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Bardstown is part of the Bardstown, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Bardstown, KY stress score, crash risk, and 12-month forecast →
Home Value$255,436
+3.9%
Rent$1,144/mo
AFFORDABILITYRenting $497/mo cheaper ($1,144 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Bardstown.
$51,087 on $255,436
Affordable — 26.3% of income
Under the 28% guideline.
PITI$1,641
P/I26.3%
Afford$272K
Room+$17K
P&I $1,292Tax $183Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
Compare Bardstown with other housing markets across Kentucky.
Full Bardstown, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bardstown, KY metro.
View Bardstown, KY metro →