The median home in Belton, Kentucky is valued at $129,929, down 5.6% year over year. Belton is part of the Central City, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$129,929

-5.6%

Prices falling — better for buyers.

Affordability

Enter your income for Belton.

Income (annual)

Down Payment

$25,986 on $129,929

Example: $75,000 household income. Change it above to see your own.

Affordable14.7% of income

Under the 28% guideline.

PITI$917

P/I14.7%

Afford$248K

Room+$118K

P&I $657Tax $93Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Belton with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Central City, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Central City, KY metro.

View Central City, KY metro

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Belton, KY