The median home in Berea, Kentucky is valued at $241,564, up 2.6% year over year. Berea is part of the Richmond-Berea, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Richmond-Berea, KY stress score, crash risk, and 12-month forecast →

Home Value$241,564

+2.6%

AFFORDABILITY

Enter your income for Berea.

Income (annual)

Down Payment

$48,313 on $241,564

Affordable — 25% of income

Under the 28% guideline.

PITI$1,561

P/I25%

Afford$271K

Room+$29K

P&I $1,221Tax $173Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Berea with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Richmond-Berea, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond-Berea, KY metro.

View Richmond-Berea, KY metro →

BEREA, KY