The median home in Central City, Kentucky is valued at $115,750, down 3.7% year over year. Central City is part of the Central City, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$115,750

-3.7%

Prices falling — better for buyers.

Affordability

Enter your income for Central City.

Income (annual)

Down Payment

$23,150 on $115,750

Example: $75,000 household income. Change it above to see your own.

Affordable13.4% of income

Under the 28% guideline.

PITI$835

P/I13.4%

Afford$243K

Room+$127K

P&I $585Tax $83Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Central City with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Central City, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Central City, KY metro.

View Central City, KY metro

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