City

CENTRAL CITY, KY

Central City, KY

Median home value: $116K (-3.7% YoY). Part of Central City, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Central City, KY metro page.

Home Value$115,750
-3.7%
AFFORDABILITY

Enter your income for Central City.

$23,150 on $115,750
Affordable — 12.9% of income

Under the 28% guideline.

PITI$805
P/I12.9%
Afford$252K
Room+$136K
P&I $555Tax $83Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Central City Housing Market | CrashWatch