The median home in Chaplin, Kentucky is valued at $212,142, up 1.7% year over year. Chaplin is part of the Bardstown, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$212,142

+1.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$42,428 on $212,142

Example: $75,000 household income. Change it above to see your own.

Affordable22.3% of income

Under the 28% guideline.

PITI$1,391

P/I22.3%

Afford$267K

Room+$55K

P&I $1,073Tax $152Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Chaplin with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Bardstown, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bardstown, KY metro.

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Chaplin, KY