City

CLAY, KY

The median home in Clay, Kentucky is valued at $126,304, up 3.9% year over year.

Home Value$126,304
+3.9%
AFFORDABILITY

Enter your income for Clay.

$25,261 on $126,304
Affordable — 14.3% of income

Under the 28% guideline.

PITI$896
P/I14.3%
Afford$247K
Room+$120K
P&I $639Tax $91Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky

Compare Clay with other housing markets across Kentucky.