City

CLAY CITY, KY

The median home in Clay City, Kentucky is valued at $130,855, down 15.4% year over year.

Home Value$130,855
-15.4%
AFFORDABILITY

Enter your income for Clay City.

$26,171 on $130,855
Affordable — 14.8% of income

Under the 28% guideline.

PITI$922
P/I14.8%
Afford$248K
Room+$118K
P&I $662Tax $94Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky

Compare Clay City with other housing markets across Kentucky.