Median home value: $131K (-15.4% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$130,855
-15.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Clay City.
$26,171 on $130,855
Affordable — 14.2% of income
Under the 28% guideline.
PITI$888
P/I14.2%
Afford$258K
Room+$127K
P&I $628Tax $94Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing