City

COLUMBIA, KY

Median home value: $164K (-2.9% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$164,240
-2.9%
AFFORDABILITY

Enter your income for Columbia.

$32,848 on $164,240
Affordable — 17.2% of income

Under the 28% guideline.

PITI$1,072
P/I17.2%
Afford$268K
Room+$104K
P&I $788Tax $118Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Columbia Housing Market | CrashWatch