The median home in Dayton, Kentucky is valued at $195,411, up 1.1% year over year. Typical monthly rent is $1,821, producing a price-to-rent ratio of 8.9x — below the national average of 18x. Dayton is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$195,411

+1.1%

Rent$1,821/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Dayton.

Income (annual)

Down Payment

$39,082 on $195,411

Example: $75,000 household income. Change it above to see your own.

Affordable20.7% of income

Under the 28% guideline.

PITI$1,295

P/I20.7%

Afford$264K

Room+$69K

P&I $988Tax $140Ins $167

Buying $526/mo cheaper ($1,821 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Dayton with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Dayton, KY