The median home in Ferguson, Kentucky is valued at $151,095, down 10.5% year over year. Ferguson is part of the Somerset, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$151,095

-10.5%

Prices falling — better for buyers.

Affordability

Enter your income for Ferguson.

Income (annual)

Down Payment

$30,219 on $151,095

Example: $75,000 household income. Change it above to see your own.

Affordable16.6% of income

Under the 28% guideline.

PITI$1,039

P/I16.6%

Afford$254K

Room+$103K

P&I $764Tax $108Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Ferguson with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Somerset, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Somerset, KY metro.

View Somerset, KY metro

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Ferguson, KY