City

FERGUSON, KY

Somerset, KY

Median home value: $151K (-10.5% YoY). Part of Somerset, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Somerset, KY metro page.

Home Value$151,095
-10.5%
AFFORDABILITY

Enter your income for Ferguson.

$30,219 on $151,095
Affordable — 16% of income

Under the 28% guideline.

PITI$1,000
P/I16%
Afford$264K
Room+$113K
P&I $725Tax $108Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ferguson Housing Market | CrashWatch