The median home in Ferguson, Kentucky is valued at $151,095, down 10.5% year over year. Ferguson is part of the Somerset, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$151,095
-10.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Ferguson.
$30,219 on $151,095
Affordable — 16.6% of income
Under the 28% guideline.
PITI$1,039
P/I16.6%
Afford$254K
Room+$103K
P&I $764Tax $108Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
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Full Somerset, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Somerset, KY metro.
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