The median home in Florence, Kentucky is valued at $281,444, up 0.8% year over year. Typical monthly rent is $1,610, producing a price-to-rent ratio of 14.6x — below the national average of 18x. Florence is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →

Home Value$281,444

+0.8%

Rent$1,610/mo

AFFORDABILITY

Enter your income for Florence.

Income (annual)

Down Payment

$56,289 on $281,444

Stretch — 28.7% of income

Above 28% but manageable with cuts.

PITI$1,792

P/I28.7%

Afford$275K

Gap-$7K

P&I $1,423Tax $202Ins $167

Renting $182/mo cheaper ($1,610 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Florence with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro →

FLORENCE, KY