The median home in Fort Mitchell, Kentucky is valued at $381,836, up 1.8% year over year. Fort Mitchell is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$381,836

+1.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$76,367 on $381,836

Example: $75,000 household income. Change it above to see your own.

Out of reach37.9% of income

Need $101,614/yr to afford.

PITI$2,371

P/I37.9%

Afford$282K

Gap-$100K

P&I $1,931Tax $274Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Fort Mitchell with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

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Fort Mitchell, KY