Median home value: $354K (+5.2% YoY). Rent: $1,340/mo. Price-to-rent: 22.0x. Part of Cincinnati, OH-KY-IN.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Cincinnati, OH-KY-IN metro page.
Home Value$354,127
+5.2%
Rent$1,340/mo
AFFORDABILITYRenting $779/mo cheaper ($1,340 rent)6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Fort Thomas.
$70,825 on $354,127
Stretch — 33.9% of income
Above 28% but manageable with cuts.
PITI$2,119
P/I33.9%
Afford$292K
Gap-$62K
P&I $1,699Tax $254Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing