The median home in Frankfort, Kentucky is valued at $238,610, up 1.9% year over year. Typical monthly rent is $1,082, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Frankfort is part of the Frankfort, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$238,610

+1.9%

Rent$1,082/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Frankfort.

Income (annual)

Down Payment

$47,722 on $238,610

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,544

P/I24.7%

Afford$270K

Room+$32K

P&I $1,207Tax $171Ins $167

Renting $462/mo cheaper ($1,082 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Frankfort with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Frankfort, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Frankfort, KY metro.

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