The median home in Georgetown, Kentucky is valued at $327,880, up 3.2% year over year. Typical monthly rent is $1,539, producing a price-to-rent ratio of 17.8x — near the national average of 18x. Georgetown is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$327,880

+3.2%

Rent$1,539/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Georgetown.

Income (annual)

Down Payment

$65,576 on $327,880

Example: $75,000 household income. Change it above to see your own.

Stretch33% of income

Above 28% but manageable with cuts.

PITI$2,060

P/I33%

Afford$279K

Gap-$49K

P&I $1,658Tax $235Ins $167

Renting $521/mo cheaper ($1,539 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Georgetown with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Lexington-Fayette, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.

View Lexington-Fayette, KY metro

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Georgetown, KY