Median home value: $328K (+3.2% YoY). Rent: $1,539/mo. Price-to-rent: 17.8x. Part of Lexington-Fayette, KY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Lexington-Fayette, KY metro page.
Home Value$327,880
+3.2%
Rent$1,539/mo
AFFORDABILITYRenting $435/mo cheaper ($1,539 rent)6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Georgetown.
$65,576 on $327,880
Stretch — 31.6% of income
Above 28% but manageable with cuts.
PITI$1,974
P/I31.6%
Afford$291K
Gap-$37K
P&I $1,573Tax $235Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing