The median home in Georgetown, Kentucky is valued at $327,880, up 3.2% year over year. Typical monthly rent is $1,539, producing a price-to-rent ratio of 17.8x — near the national average of 18x. Georgetown is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Lexington-Fayette, KY stress score, crash risk, and 12-month forecast →
Home Value$327,880
+3.2%
Rent$1,539/mo
AFFORDABILITYRenting $521/mo cheaper ($1,539 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Georgetown.
$65,576 on $327,880
Stretch — 33% of income
Above 28% but manageable with cuts.
PITI$2,060
P/I33%
Afford$279K
Gap-$49K
P&I $1,658Tax $235Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
Compare Georgetown with other housing markets across Kentucky.
Full Lexington-Fayette, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.
View Lexington-Fayette, KY metro →