The median home in Germantown, Kentucky is valued at $187,409, down 2.3% year over year. Germantown is part of the Maysville, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$187,409

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for Germantown.

Income (annual)

Down Payment

$37,482 on $187,409

Example: $75,000 household income. Change it above to see your own.

Affordable20% of income

Under the 28% guideline.

PITI$1,249

P/I20%

Afford$263K

Room+$75K

P&I $948Tax $134Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Germantown with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Maysville, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Maysville, KY metro.

View Maysville, KY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Germantown, KY