The median home in Graham, Kentucky is valued at $76,713, down 4.1% year over year. Graham is part of the Central City, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Central City, KY stress score, crash risk, and 12-month forecast →

Home Value$76,713

-4.1%

AFFORDABILITY

Enter your income for Graham.

Income (annual)

Down Payment

$15,343 on $76,713

Affordable — 9.8% of income

Under the 28% guideline.

PITI$610

P/I9.8%

Afford$220K

Room+$143K

P&I $388Tax $55Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Graham with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Central City, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Central City, KY metro.

View Central City, KY metro →

GRAHAM, KY