Median home value: $98K (-13.5% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$97,512

-13.5%

AFFORDABILITY

Enter your income for Happy.

Income (annual)

Down Payment

$19,502 on $97,512

Affordable — 11.3% of income

Under the 28% guideline.

PITI$704

P/I11.3%

Afford$242K

Room+$145K

P&I $468Tax $70Ins $167

6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.

HAPPY, KY