Median home value: $316K (+3.3% YoY). Rent: $2,039/mo. Price-to-rent: 12.9x. Part of Cincinnati, OH-KY-IN.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Cincinnati, OH-KY-IN metro page.

Home Value$315,664

+3.3%

Rent$2,039/mo

AFFORDABILITY

Enter your income for Independence.

Income (annual)

Down Payment

$63,133 on $315,664

Stretch — 30.5% of income

Above 28% but manageable with cuts.

PITI$1,907

P/I30.5%

Afford$290K

Gap-$26K

P&I $1,514Tax $226Ins $167

Buying $132/mo cheaper ($2,039 rent)6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.

INDEPENDENCE, KY