The median home in Lexington, Kentucky is valued at $319,051, up 3.7% year over year. Typical monthly rent is $1,514, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Lexington is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$319,051
+3.7%
Rent$1,514/mo
AFFORDABILITYRenting $495/mo cheaper ($1,514 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Lexington.
$63,810 on $319,051
Stretch — 32.1% of income
Above 28% but manageable with cuts.
PITI$2,009
P/I32.1%
Afford$278K
Gap-$41K
P&I $1,613Tax $229Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Lexington-Fayette, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.
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