The median home in Lexington, Kentucky is valued at $319,051, up 3.7% year over year. Typical monthly rent is $1,514, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Lexington is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$319,051

+3.7%

Rent$1,514/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Lexington.

Income (annual)

Down Payment

$63,810 on $319,051

Example: $75,000 household income. Change it above to see your own.

Stretch32.1% of income

Above 28% but manageable with cuts.

PITI$2,009

P/I32.1%

Afford$278K

Gap-$41K

P&I $1,613Tax $229Ins $167

Renting $495/mo cheaper ($1,514 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Lexington with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Lexington-Fayette, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.

View Lexington-Fayette, KY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Lexington, KY