The median home in Lily, Kentucky is valued at $147,716, up 5.0% year over year. Lily is part of the London, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$147,716

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Lily.

Income (annual)

Down Payment

$29,543 on $147,716

Example: $75,000 household income. Change it above to see your own.

Affordable16.3% of income

Under the 28% guideline.

PITI$1,019

P/I16.3%

Afford$254K

Room+$106K

P&I $747Tax $106Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Lily with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full London, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the London, KY metro.

View London, KY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Lily, KY