The median home in Louisville, Kentucky is valued at $253,696, up 2.7% year over year. Typical monthly rent is $1,346, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Louisville is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Louisville/Jefferson County, KY-IN stress score, crash risk, and 12-month forecast →
Home Value$253,696
+2.7%
Rent$1,346/mo
AFFORDABILITYRenting $285/mo cheaper ($1,346 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Louisville.
$50,739 on $253,696
Affordable — 26.1% of income
Under the 28% guideline.
PITI$1,631
P/I26.1%
Afford$272K
Room+$19K
P&I $1,283Tax $182Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
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Full Louisville/Jefferson County, KY-IN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.
View Louisville/Jefferson County, KY-IN metro →