The median home in Louisville, Kentucky is valued at $253,696, up 2.7% year over year. Typical monthly rent is $1,346, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Louisville is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$253,696

+2.7%

Rent$1,346/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Louisville.

Income (annual)

Down Payment

$50,739 on $253,696

Example: $75,000 household income. Change it above to see your own.

Affordable26.1% of income

Under the 28% guideline.

PITI$1,631

P/I26.1%

Afford$272K

Room+$19K

P&I $1,283Tax $182Ins $167

Renting $285/mo cheaper ($1,346 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Louisville with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Louisville/Jefferson County, KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.

View Louisville/Jefferson County, KY-IN metro

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Louisville, KY