The median home in Ludlow, Kentucky is valued at $206,380, up 3.8% year over year. Ludlow is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$206,380

+3.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,276 on $206,380

Example: $75,000 household income. Change it above to see your own.

Affordable21.7% of income

Under the 28% guideline.

PITI$1,358

P/I21.7%

Afford$266K

Room+$60K

P&I $1,044Tax $148Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Ludlow with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

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Ludlow, KY