The median home in Melbourne, Kentucky is valued at $289,578, up 4.4% year over year. Melbourne is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Cincinnati, OH-KY-IN stress score, crash risk, and 12-month forecast →
Home Value$289,578
+4.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Melbourne.
$57,916 on $289,578
Stretch — 29.4% of income
Above 28% but manageable with cuts.
PITI$1,838
P/I29.4%
Afford$276K
Gap-$14K
P&I $1,464Tax $208Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
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Full Cincinnati, OH-KY-IN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.
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