The median home in Melbourne, Kentucky is valued at $289,578, up 4.4% year over year. Melbourne is part of the Cincinnati, OH-KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$289,578

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Melbourne.

Income (annual)

Down Payment

$57,916 on $289,578

Example: $75,000 household income. Change it above to see your own.

Stretch29.4% of income

Above 28% but manageable with cuts.

PITI$1,838

P/I29.4%

Afford$276K

Gap-$14K

P&I $1,464Tax $208Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Melbourne with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Cincinnati, OH-KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cincinnati, OH-KY-IN metro.

View Cincinnati, OH-KY-IN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Melbourne, KY