Median home value: $155K (-0.3% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$155,198
-0.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Monticello.
$31,040 on $155,198
Affordable — 16.4% of income
Under the 28% guideline.
PITI$1,022
P/I16.4%
Afford$266K
Room+$111K
P&I $744Tax $111Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing