City

MONTICELLO, KY

The median home in Monticello, Kentucky is valued at $155,198, down 0.3% year over year.

Home Value$155,198
-0.3%
AFFORDABILITY

Enter your income for Monticello.

$31,040 on $155,198
Affordable — 17% of income

Under the 28% guideline.

PITI$1,063
P/I17%
Afford$256K
Room+$100K
P&I $785Tax $111Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky

Compare Monticello with other housing markets across Kentucky.