The median home in Morehead, Kentucky is valued at $176,432, up 2.4% year over year. Typical monthly rent is $1,115, producing a price-to-rent ratio of 13.2x — below the national average of 18x.

Home Value$176,432

+2.4%

Rent$1,115/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Morehead.

Income (annual)

Down Payment

$35,286 on $176,432

Example: $75,000 household income. Change it above to see your own.

Affordable19% of income

Under the 28% guideline.

PITI$1,185

P/I19%

Afford$261K

Room+$84K

P&I $892Tax $126Ins $167

Renting $70/mo cheaper ($1,115 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Morehead with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

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Morehead, KY