The median home in Murray, Kentucky is valued at $188,785, down 2.2% year over year. Typical monthly rent is $1,060, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Murray is part of the Murray, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$188,785

-2.2%

Rent$1,060/mo

AFFORDABILITY

Enter your income for Murray.

Income (annual)

Down Payment

$37,757 on $188,785

Affordable — 20.1% of income

Under the 28% guideline.

PITI$1,257

P/I20.1%

Afford$263K

Room+$74K

P&I $955Tax $135Ins $167

Renting $197/mo cheaper ($1,060 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Murray with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Murray, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Murray, KY metro.

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MURRAY, KY