The median home in Nancy, Kentucky is valued at $147,718, down 5.4% year over year. Nancy is part of the Somerset, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$147,718

-5.4%

Prices falling — better for buyers.

Affordability

Enter your income for Nancy.

Income (annual)

Down Payment

$29,544 on $147,718

Example: $75,000 household income. Change it above to see your own.

Affordable16.3% of income

Under the 28% guideline.

PITI$1,019

P/I16.3%

Afford$254K

Room+$106K

P&I $747Tax $106Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Nancy with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Somerset, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Somerset, KY metro.

View Somerset, KY metro

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Nancy, KY