The median home in Nicholasville, Kentucky is valued at $312,653, up 3.9% year over year. Typical monthly rent is $1,430, producing a price-to-rent ratio of 18.2x — near the national average of 18x. Nicholasville is part of the Lexington-Fayette, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$312,653
+3.9%
Rent$1,430/mo
AFFORDABILITYRenting $542/mo cheaper ($1,430 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Nicholasville.
$62,531 on $312,653
Stretch — 31.6% of income
Above 28% but manageable with cuts.
PITI$1,972
P/I31.6%
Afford$277K
Gap-$35K
P&I $1,581Tax $224Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
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Full Lexington-Fayette, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lexington-Fayette, KY metro.
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