The median home in Oak Grove, Kentucky is valued at $208,396, up 1.6% year over year. Typical monthly rent is $1,124, producing a price-to-rent ratio of 15.5x — near the national average of 18x. Oak Grove is part of the Clarksville, TN-KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$208,396

+1.6%

Rent$1,124/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,679 on $208,396

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,370

P/I21.9%

Afford$266K

Room+$58K

P&I $1,054Tax $149Ins $167

Renting $246/mo cheaper ($1,124 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Oak Grove with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Clarksville, TN-KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Clarksville, TN-KY metro.

View Clarksville, TN-KY metro

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Oak Grove, KY