The median home in Oakland, Kentucky is valued at $276,935, up 3.6% year over year. Oakland is part of the Bowling Green, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$276,935

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Oakland.

Income (annual)

Down Payment

$55,387 on $276,935

Example: $75,000 household income. Change it above to see your own.

Stretch28.2% of income

Above 28% but manageable with cuts.

PITI$1,765

P/I28.2%

Afford$275K

Gap-$2K

P&I $1,400Tax $198Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Oakland with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Bowling Green, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bowling Green, KY metro.

View Bowling Green, KY metro

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Oakland, KY