City

OIL SPRINGS, KY

Median home value: $153K (-3.3% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$152,812
-3.3%
AFFORDABILITY

Enter your income for Oil Springs.

$30,562 on $152,812
Affordable — 16.1% of income

Under the 28% guideline.

PITI$1,009
P/I16.1%
Afford$265K
Room+$112K
P&I $733Tax $110Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Oil Springs Housing Market | CrashWatch