The median home in Olympia, Kentucky is valued at $196,390, up 5.0% year over year. Olympia is part of the Mount Sterling, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$196,390

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Olympia.

Income (annual)

Down Payment

$39,278 on $196,390

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,300

P/I20.8%

Afford$264K

Room+$68K

P&I $993Tax $141Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Olympia with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Mount Sterling, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mount Sterling, KY metro.

View Mount Sterling, KY metro

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Olympia, KY