The median home in Owensboro, Kentucky is valued at $202,667, up 3.2% year over year. Typical monthly rent is $1,316, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Owensboro is part of the Owensboro, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$202,667
+3.2%
Rent$1,316/mo
AFFORDABILITYRenting $21/mo cheaper ($1,316 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Owensboro.
$40,533 on $202,667
Affordable — 21.4% of income
Under the 28% guideline.
PITI$1,337
P/I21.4%
Afford$265K
Room+$63K
P&I $1,025Tax $145Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Owensboro, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Owensboro, KY metro.
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