Median home value: $174K (+3.6% YoY). Part of Mount Sterling, KY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Mount Sterling, KY metro page.
Home Value$173,863
+3.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Owingsville.
$34,773 on $173,863
Affordable — 18% of income
Under the 28% guideline.
PITI$1,125
P/I18%
Afford$270K
Room+$97K
P&I $834Tax $125Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing