The median home in Owingsville, Kentucky is valued at $173,863, up 3.6% year over year. Owingsville is part of the Mount Sterling, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$173,863

+3.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$34,773 on $173,863

Example: $75,000 household income. Change it above to see your own.

Affordable18.7% of income

Under the 28% guideline.

PITI$1,170

P/I18.7%

Afford$260K

Room+$86K

P&I $879Tax $125Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Owingsville with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Mount Sterling, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mount Sterling, KY metro.

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Owingsville, KY