The median home in Paducah, Kentucky is valued at $186,021, up 4.9% year over year. Typical monthly rent is $1,325, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Paducah is part of the Paducah, KY-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Paducah, KY-IL stress score, crash risk, and 12-month forecast →

Home Value$186,021

+4.9%

Rent$1,325/mo

AFFORDABILITY

Enter your income for Paducah.

Income (annual)

Down Payment

$37,204 on $186,021

Affordable — 19.9% of income

Under the 28% guideline.

PITI$1,241

P/I19.9%

Afford$262K

Room+$76K

P&I $941Tax $133Ins $167

Buying $84/mo cheaper ($1,325 rent)6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Paducah with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Paducah, KY-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Paducah, KY-IL metro.

View Paducah, KY-IL metro →

PADUCAH, KY