The median home in Payneville, Kentucky is valued at $222,887, up 1.9% year over year. Payneville is part of the Elizabethtown-Fort Knox, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$222,887

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Payneville.

Income (annual)

Down Payment

$44,577 on $222,887

Example: $75,000 household income. Change it above to see your own.

Affordable23.2% of income

Under the 28% guideline.

PITI$1,453

P/I23.2%

Afford$268K

Room+$46K

P&I $1,127Tax $160Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Payneville with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Elizabethtown-Fort Knox, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elizabethtown-Fort Knox, KY metro.

View Elizabethtown-Fort Knox, KY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Payneville, KY