The median home in Pendleton, Kentucky is valued at $323,924, up 4.9% year over year. Pendleton is part of the Louisville/Jefferson County, KY-IN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$323,924

+4.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Pendleton.

Income (annual)

Down Payment

$64,785 on $323,924

Example: $75,000 household income. Change it above to see your own.

Stretch32.6% of income

Above 28% but manageable with cuts.

PITI$2,037

P/I32.6%

Afford$278K

Gap-$46K

P&I $1,638Tax $232Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Pendleton with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Louisville/Jefferson County, KY-IN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Louisville/Jefferson County, KY-IN metro.

View Louisville/Jefferson County, KY-IN metro

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Pendleton, KY