City

PHELPS, KY

The median home in Phelps, Kentucky is valued at $67,437, down 21.1% year over year.

Home Value$67,437
-21.1%
AFFORDABILITY

Enter your income for Phelps.

$13,487 on $67,437
Affordable — 8.9% of income

Under the 28% guideline.

PITI$556
P/I8.9%
Afford$212K
Room+$145K
P&I $341Tax $48Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky

Compare Phelps with other housing markets across Kentucky.