City

PHILPOT, KY

Owensboro, KY

Median home value: $257K (+0.5% YoY). Part of Owensboro, KY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Owensboro, KY metro page.

Home Value$257,183
+0.5%
AFFORDABILITY

Enter your income for Philpot.

$51,437 on $257,183
Affordable — 25.4% of income

Under the 28% guideline.

PITI$1,585
P/I25.4%
Afford$284K
Room+$27K
P&I $1,234Tax $184Ins $167
6.00% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Philpot Housing Market | CrashWatch