The median home in Philpot, Kentucky is valued at $257,183, up 0.5% year over year. Philpot is part of the Owensboro, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Owensboro, KY stress score, crash risk, and 12-month forecast →
Home Value$257,183
+0.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for Philpot.
$51,437 on $257,183
Affordable — 26.4% of income
Under the 28% guideline.
PITI$1,651
P/I26.4%
Afford$273K
Room+$15K
P&I $1,300Tax $184Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Kentucky
Compare Philpot with other housing markets across Kentucky.
Full Owensboro, KY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Owensboro, KY metro.
View Owensboro, KY metro →