The median home in Providence, Kentucky is valued at $98,691, up 2.1% year over year. Providence is part of the Madisonville, KY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$98,691

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Providence.

Income (annual)

Down Payment

$19,738 on $98,691

Example: $75,000 household income. Change it above to see your own.

Affordable11.8% of income

Under the 28% guideline.

PITI$736

P/I11.8%

Afford$235K

Room+$136K

P&I $499Tax $71Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Kentucky

Compare Providence with other housing markets across Kentucky.

Prospect$595K Finchville$481K Goshen$474K Crestwood$467K River Bluff$446K Wilsonville$445K Union$444K Buckner$429K

Full Madisonville, KY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Madisonville, KY metro.

View Madisonville, KY metro

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Providence, KY